Settle cross-border trade in hours, not weeks
Skip SWIFT. No correspondent banks. No 3–7% fee drain. Real-time FX and same-day settlement across 100+ corridors.
Why traditional trade payments fail you
The correspondent banking system was not built for modern trade velocity.
SWIFT takes 5–7 business days
Traditional wire transfers through correspondent banking networks are slow, opaque, and unpredictable. Cash is locked in transit while your supply chain keeps moving.
Fees erode 3–7% of every transfer
Each correspondent bank in the chain clips the payment. Currency conversion spreads, lifting fees, and sender/receiver charges compound — quietly destroying your margins.
FX exposure kills predictability
When settlement takes a week, exchange rates move. Exporters invoice in one currency and receive in another, introducing P&L volatility that has nothing to do with their business.
A faster, cheaper path for trade
Vizum connects directly to local payment rails, cutting intermediaries and cost.
Same-day or next-day settlement
Vizum routes payments via local rails — SPEI in Mexico — bypassing correspondent banking entirely. MXN settlements typically complete the same business day.
Competitive FX with no hidden markups
We quote real-time interbank-adjacent FX rates with transparent spreads. No lifting fees, no hidden conversion charges, no surprises on your settlement statement.
Direct access to Mexican rails
Vizum gives you direct access to real-time payment rails — no correspondent banks, no intermediaries. Send and receive across 100+ currencies through local settlement systems.
100+ currency corridors
Pay suppliers in local currency and receive in yours. MXN, USD, EUR, GBP and 97+ more — all through a single platform without switching providers per corridor.
Capabilities built for trade
Every tool your finance team needs to move money across borders with confidence.
Same day
MXN settlement speed
100+
Currency corridors
0
Correspondent banks in chain
Frequently asked questions
Answers for finance teams evaluating a SWIFT alternative.
Ready to cut settlement time and cost?
Talk to our treasury team and see exactly what your corridors will cost with Vizum.